Intro APR: 0.00%   Intro Period: 6 months   Annual Fee: $0   Setup Fee: $0   APR: 18.24%

- 0% introductory APR on all purchases and balance transfers for up to 6 months
- 1 point per eligible dollar spent in net purchases
- No annual fee
- Redeem points for brand-name merchandise and gift certificates

For every dollar you spend using the Chase Student Flexible Rewards Card, you will earn 1 point to go towards free gift certificates or merchandise from popular merchants in the country. Every year, you can earn a 60,000 point maximum to redeem and use on your favorite items.

You further enjoy a great and competitive introductory rate applicable on balance transfers and purchases for the first six months, after which, the rates of interest will be a little above average for the rest of the time. This card is perfect for students with good credit and looking for a great way to earn a host of fabulous merchandise. A number of things you could spend your reward point on include items from brand-named businesses.

The best thing to do to not only protect your credit but get the most out of your card is to keep the balance paid off in full each month. This will help you avoid the above average interest rates after the introductory period has expired, and earn the most rewards that you can, getting great gift certificates and merchandise.