Intro APR: 0.00%   Intro Period: 6 months   Annual Fee: $0   Setup Fee: $0   APR: 17.99%

- 0% APR for six months – no balance transfer fee with this offer
- Get five thank you points for every dollar spent at restaurants, book stores, record stores, movie theaters, and video rental stores
- Get one thank you point for every dollar spent on all other purchases
- Plus, get over 2,000 points twice a year just for maintaining a good GPA, paying the bill on time, and not exceeding the credit limit
- No annual fee
- Redeem points for airline tickets, CDs, and gift cards
- Points can also be redeemed for premier mtvU items including VIP passes to mtvU's spring break, tours of the mtvU studio, and tickets to MTV's music video awards.

You will not pay for carring this card as there is no annual fee so you only pay for your purchases not the priviledge of owning the card. If you need cash quick, or want to save a balance on another credit card with a high interest rate, you can get a 0% interest rate on cash advances or a 0% APR on balance transfers for the first six months.

As a college student, you can almost certainly use some extra cash or gifts every now and then, right? Every purchase you make with your Citi mtvU Platinum Select Visa enables you to obtain points. Earn 5 points for every dollar you spend at the places you frequent most: resaurants, video rental stors, record stores, bookstores and movie theaters. Earn 1 point for every dollar you spend everywhere else.

If you make your payments in full and on time every month, you will have no less than 20 days interest free every billing cycle. Develop responsible repayment habits to build your credit, make purchases interest free, and participate in the rewards program to earn points.