 1. NATIONAL NO-CALL REGISTRY
There’s nothing more annoying then those credit card offers that you get over the phone. These calls are a nuisance, legitimate or not. If you would rather live without dealing with these calls, then go do this:
The FTC has created the National Do-NOT-CALL registry. It is also advisable to complete the online form. Relax, take a deep breath. The list will start working for you within 30 days. Join the FTC No-CALL-Registry, and enjoy a reduction in telephone solicitation phone calls.
2. 1-900 NUMBERS
Of course, a 1-900 number is a phone number that charges the caller per minute for making the call. Whether it’s a 1-900 number, or a future manifestation of the same type of telephone service, beware of doing business this way.
 The most common credit card scam, in all of its different forms, is called an advance fee load scam. Usually, you will find these in the classified section of your local newspapers and trade magazines, and unfortunately, you’ll also see them floating around the internet.
The disturber in a nutshell will guarantee you a loan, but you have to pay them an upfront fee first. The fee can vary from one hundred to several hundred dollars. The charges can be extracted using telephone services like 1-900 numbers. Be careful of courier services, and transactions that avoid the US Postal service, often conducted so as to avoid detection. The scam means that the fake company, having your money, disappears from the planet, leaving you a victim of their con. You have not credit card and are out money.
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